"Ray was very easy to work with. He was quick to answer our questions and give us as much assistance as possible through this process."

"Ray was responsive and communicative throughout the process so we had no concerns about delay or issues. We had many questions throughout and Ray was able to answer quickly. His support was crucial on our journey to home ownership."

"Ray is extremely knowledgeable and beyond professional. He kept our clients informed from start to finish making the process easy and stress free. I would highly recommend him to anyone looking for a lender. Great rates and we never had to worry about not making deadllines. The closing was seamless and quick. Our clients are in there new home and couldn’t be happier with the service provided. Thanks for all you do!"