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Theresa Springer Headshot

Theresa Springer

Sales Manager
Movement Mortgage
NMLS ID # 70667
701 NE 136th Ave suite 200 office 209, Vancouver, WA 98684
Dial Phone Number
p: (360) 798-4161
o: (503) 766-4335
Send E-mail to
e: Theresa.Springer@movement.com

CONVENTIONAL Purchase

I want a range of down payment options.

Movement Mortgage conventional loans come in a variety of options and with excellent advantages for qualified borrowers. While FHA and other government loans can have certain property restrictions, a conventional loan can be used on nearly all property types.


SHORT ON DOWN PAYMENT?

Here Are A Few Conventional Low Down Payment Options


Fannie Mae HomeReady

HomeReady is a fixed-rate, affordable housing program for creditworthy, low-to-moderate income borrowers offering up to 97% financing.


Freddie Mac Home Possible & Home Possible Advantage

Designed for low-to-moderate income homebuyers and/or individuals purchasing or refinancing properties in target areas.

Maximum financing (LTV/CLTV) and minimum credit score requirements are determined based on the loan product type

Private Mortgage Insurance (PMI) is required on conventional loans with an LTV > 80%.

Rewards of Conventional Qualifying

  • A range of down payment options
  • Advantages for higher down payments
  • Option to eliminate mortgage insurance with a 20% down payment
  • Financing for properties commonly restricted by government loans
Theresa Springer Headshot
Theresa Springer
Sales Manager